Insurance Services

We offer a wide range of insurance services to meet your needs.  If you do not find what you are looking for contact us and we will make the effort to assist you.

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    Domestic Insurance

    Motor Vehicle  |  Watercraft/Vehicles  |  Home Owners Buildings  |  House Holders Contents  |  Personal Liability, accident and all risks

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    Life Assurance/Insurance

    As you move through life, your needs for financial protection against death, disability or critical illness will change. Ensure you have the right cover in place for you and your loved ones.

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    Funeral Cover

    Coverage of financial costs related to the unfortunate, but the inevitable event of funeral proceedings.

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    Disability Cover

    Coverage for the burden carried when becoming permanently unwell or injured, and unable to perform the duties of your occupation.

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    Dreaded Disease Cover

    Coverage in terms of a tax free lump sum if you fall victim to a serious illness such as Cancer or Alzheimer’s, have a heart attack or stroke or even require an organ transplant.

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    Income Protector

    Coverage in relieving financial strain when unable to work, either temporarily or permanently, because of serious illness or injury.

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    Commercial Insurance

    Business coverage against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employee.

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    Professional Indemnity Insurance

    Cover of legal costs and expenses incurred in your defence and damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs causing your client to lose money.

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    Heavy Commercial Vehicles

    Cover for any commercial vehicles used for transport of goods or paid passengers.

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    Specialist Liabilities and Products

    Cyber liabilities, data extortion, Technology and miscellaneous E&O, Multimedia liability, Security and privacy liability, Data Recovery and loss of business income, Defamation or libel and Slander, Extortion or Kidnap and Ransom, Inefficacy or Financial Loss, Product Recall, Product Guarantee, Professional Indemnity Cover, Pollution Cover, Umbrella Liability, Guarantees as an alternative to bank-issued guarantees, Privacy regulatory defense and penalties, Crisis management costs, including customer notification, support and credit monitoring expenses and Directors and Officers liability.

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    Farm Insurance

    Coverage of farm home and contents, farm personal property (farm machinery, crops, live stock, farm tools etc.), farm structures or other buildings and liability protection.

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    Commercial Property Insurance

    Protection of commercial property from perils such as fire, theft and natural disaster. Commonly businesses insured include manufacturers, retailers, service-orientated businesses, NGO’s, etc.

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    Contractors All Risk Insurance

    Coverage for damage to the property, and third-party claims of injury or damage.

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    Marine Insurance

    Covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination.

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    Plant insurance

    Cover for construction vehicles, tractors, heavy machinery or equipment, etc.

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    Hospitality Insurance

    B&B insurance, guest house, etc.

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    Performance Guarantee Insurance

    A Performance Guarantee is issued to a contractor to guarantee the full and due performance of the contract according to the plans and specifications.

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    Will

    A will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children. To ensure that your wishes are carried out, you want a will that is set forth in writing, and signed by you and your witnesses.  If your will does not meet these standards, your instructions may not be carried out.  We will assist you with all these steps to ensure you are accommodated as required.

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    Drone Insurance

    Own a Drone? We offer cover for drones.

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    Gap Cover

    Cover for those unexpected hospital bills not covered by the medical aid rates.

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    Self Insurance

    A tax-deductible solution for self-risk management, financial stability and cash flow.